When it comes to personal finance, reducing your goals into numbers, such as how much to save each month, and writing down these goals are the first step to achieving your objectives. Here are some gu...

How much money will you need to sustain you throughout your retirement years? It's impossible to arrive at a fixed number because there are so many variables-how long you'll live, where you'll live, a...

Americans are notoriously poor savers. According to data from the U.S. Commerce Department, the savings rate in May 2007 was a negative 1.4% — no savings at all! It's no wonder, given the high c...

If you want to have a financially comfortable retirement, it's up to you to save for it. The tax law helps you do this by offering breaks for setting aside money in IRAs. With traditional IRAs, you re...

Today, more than 47 million Americans participate in 401(k) plans, with total assets exceeding $2.4 trillion (see AARP's Enhancing 401(k) Value and Participation), but as many as 30% of those eligible...

If you think you're too young to be planning for retirement, think again. The earlier you start to stash money aside for retirement, the less you'll have to save-the magic of compounding over the long...

You may be halfway through your career, with as many years behind you as you have to go. It's time to become aggressive in saving for retirement if you haven't already begun to do so. How much to set ...

For many people, reaching retirement means leisure time and collecting a pension. However, for others it means continuing to work part time, embarking on a second career, or starting a business. How d...

Increasingly, Americans are providing some support for one or both parents. This may take the form of personal services, emotional support, or helping to pay the bills. As the population ages, the num...

Maybe you've had a paper route, baby-sat, or worked at a fast-food restaurant while you were growing up and pursuing your education. Now you've landed a full-time job or are in the market for one. Wha...

Adding a new little person to your family is a thrilling and life-changing event. Taxwise, it also presents many opportunities and benefits you did not have before. Here is a listing of tax breaks tha...