As a result of the Equifax identity breach, the IRS barred the creation of new accounts for accessing online tools through Secure Access. These tools include Get Transcript. The IRS has switched to Experian as its identity-proofing vendor, and Secure Access is available again to everyone (IRS Statement on 12/8/17; https://www.irs.gov/newsroom/irs-statement-secure-access).
There are two ways that Secure Access helps protect online tools:
e-Services for professionals. This suite of tools for professionals, which includes electronic filing, transcript delivery systems, and taxpayer identification number matching, will also be utilized through Secure Access. e-Services users who do not currently have a Secure Access account must re-register using the more rigorous Secure Access procedure. Tax professionals also will have the option of using the IRS2Go “Security” feature.
Debt secured by a principal residence or second home to the extent of the excess of fair market value over acquisition debt. An interest deduction is generally allowed for home equity debt up to $100,000 ($50,000 if married filing separately).