Probably not. An IRA contribution can be based only on earned income. A fellowship or grant type of payment is different from income for services provided. Grant recipients at the NIH are not considered to be providing services, so the funds are not considered to be earned income. There are some earned income exceptions for making IRA contributions, but an NIH grant is not one of them.
Loss from an unforeseen and sudden event that is deductible, subject to a 10% income floor and $100 reduction for personal losses.